Working capital and lines of credit
Get Your HVAC Company Funded in as Little as 24 Hours
For approved applications on business days.
Choose an answer to continue.
Pick the amount you need, and your Enrich advisor calls you fast to talk through your numbers.
| Term sheet | Enrich |
|---|---|
| Amount | $10,000 to $1M |
| Offer | Within 24 hours |
| Funding | As little as 24 hours |
| Credit check | Soft to apply |

HVAC Companies
Capital That Fits HVAC Companies
Heating and cooling companies keep units and parts in stock and trained technicians in well-equipped trucks.
Where HVAC companies spend their funding
- Stock units and equipment
- Repair fleet trucks
- Payroll for summer and winter rushes
- Offer payment plans on installs
Your Enrich advisor reads the invoice payments that land in your business account.
Apply for my fundingFrom inquiry to funding
How Your HVAC Company Gets Funded
Four steps take you from a short inquiry to funds in your business bank account.
01Inquiry
Send Your Two-Minute Inquiry
Answer a few questions about your HVAC company, its monthly sales and the amount you need. Most owners finish in about two minutes.
What you need to apply Requirements Minimum Monthly revenue $50,000+ Time in business 12+ months Credit score 550+ Business bank statements Last 3 months Checking your options is a soft credit inquiry and leaves your score untouched. 02Our call
Talk Through Your Numbers on a Fast Call
Your advisor calls you fast to talk through your numbers and the funding that fits your HVAC company.
03Bank statements
Complete Your File
Send your last 3 months of business bank statements. Your file then goes to underwriting for review.
No application fee. Any origination fee comes out of the funds and is shown in dollars in your offer.
04Funding
Get Funded
Once your file is approved, the funds go straight to your HVAC company's business bank account.
Get Answers Before You Apply
Here is what owners ask before they apply.
Funding in as little as 24 hours, for approved applications on business days.
No. Checking your options is a soft credit check. A hard inquiry happens only if you accept an offer.
$50,000 a month or more in revenue, 12 months or more in business, and a 550 or better credit score.
$10,000 to $1M, sized to your monthly revenue. You see the number before you sign anything.
Your offer shows the amount, the total payback and the payment schedule in writing before you sign.
Enrich calls you fast to talk numbers. Then you send bank statements to complete your file for underwriting.
Yes. Payments that land in your business account count. Your advisor reads them on your statements.
Fund Your HVAC Company's Next Move
Answer a few questions now, and your Enrich advisor calls you fast with the options that fit your HVAC company.
Apply for my fundingTerms apply. Subject to approval. Financing for business use only.
